Your mortgage is our passion

A Heartfelt Thank You to Our Blue Light Heroes

At Key To Mortgages we extend our deepest gratitude to the dedicated professionals who serve our communities selflessly and bravely. From NHS staff to police officers, firefighters, and paramedics, your unwavering commitment to saving lives, protecting the public, and maintaining our safety does not go unnoticed.

We understand the immense risks you take and the sacrifices you make every day. 

Tailored solutions through trusted advice

Honouring your service with Specialised Mortgage Solutions!

To show our appreciation for your extraordinary efforts, we are proud to offer tailored mortgage solutions designed specifically for blue light workers.

Our NHS & Blue Light Mortgages provide you with competitive rates, flexible terms, and personalised support to help you achieve your homeownership dreams with ease and confidence.

Key to Mortgages Video - The steps to buying a property

Book your free 15 minute mortgage consultation

A free, no obligation, initial consultation to discuss your mortgage needs and options.

Our Lenders.

We offer mortgages from the whole of the market, offering impartial advice tailored to suit your specific mortgage requirements.

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A special Thank You gift!

As a small token of our appreciation, we are delighted to offer a £100 Amazon gift card upon the completion of your mortgage, arranged through us.

To qualify, simply produce your Blue Light Card when finalising your mortgage arrangements. This is our way of saying thank you for the incredible work you do every day. 

Thank you for being the pillars of our society. Your hard work and dedication inspire us, and we are honoured to support you on your journey to finding a place you can call home. 

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Your mortgage offers

Setting the record straight:

There are no specific mortgage products for NHS or Blue Light workers. Different lenders offer various options, each with unique criteria tailored for you.

Due to the stability and structured salary increases in professional careers, lenders often view key workers as less risky. This can mean higher borrowing amounts compared to standard mortgages.

Your income may include shift allowances, unsociable hours pay and many other allowances. Some lenders consider up to 100% of this additional income, allowing you to borrow more. 

At Key to Mortgage, we’ve helped many doctors, nurses, police officers, and other Blue Light and NHS workers. We understand your income complexities and can match you with the best lenders for the most competitive rates. 

Tailored mortgage solutions, crafted to suit your individual requirements.

Our team of skilled mortgage advisors prioritises understanding your situation, collaborating with you to identify the ideal mortgage solution aligned with your budget, preferences, and long-term aspirations.